Newest Used Car Inventory

Bad Credit Car Loans

Mac James Motors is the Edmonton and area bad credit car dealership leader. We've been in business helping people with bad credit car loans since 1994. We specialize in providing dependable used cars and affordable payments. We help our customers choose a car, minivan, or truck that meets their needs and fits within their budget. We want you to own a car, not a car payment.

Having a bad credit rating can make it difficult for the average person to obtain a used car loan. Even if you have a good credit score, obtaining financing for a used car, truck or minivan can be very frustrating.

In today’s world of bank failures, government bailouts, and the sub prime mortgage meltdown, many used car dealerships have either cut back on car loan financing or discontinued lending altogether. All over Alberta, people are being turned down for credit, even if they've had no problem obtaining used car loans in the past, in many cases even if they have a good credit rating.

You can view all our used cars, minivans and trucks on
our online used car inventory page

Bad credit car loan financing is easy at Mac James Motors
Complete our secure online credit application
and we can have you approved for an auto loan within two hours

Car Loans for People with Bad credit

If you have a low credit score, it can be very difficult finding a reputable used car dealer who will finance you. Finding a used car dealership that provides decent cars and bad credit used car loans can be a very frustrating experience.

In good times or bad, Mac James Motors will approve you for a used car loan... even if you have bad credit.

Many of our customers with bad credit, poor credit or slow credit have rebuilt their credit scores, and are now driving new cars with a low interest rate loan. Our philosophy at Mac James Motors is simple; help people rebuild and establish their credit and provide dependable transportation in the process.

Edmonton and Red Deer Locations

At our Edmonton and Red Deer locations you’ll find a great selection of quality reconditioned used cars, trucks, and minivans, ready for immediate delivery. Vehicles range from small economy cars to luxury models, minivans, and trucks. One of the reasons we’ve been so successful at helping people with bad credit is the quality of our vehicles. All our vehicles go through a complete car care inspection and are backed by a written warranty.

Over the past 15 years, thousands of customers with bad credit have benefited from Mac James Motors unique program of helping customers to obtain a dependable, affordable used car loan while rebuilding their credit score. We like to tell customers that purchasing a used car loan at Mac James Motors is an investment in their credit future.

Mac James Motors will turn your bad credit into good credit, and we'll do it fast. Unlike other used car dealers, our loan terms are short. A typical loan at Mac James Motors is paid out in 36 months or less. Compare this to other bad credit car dealerships with terms as long as seven years. At Mac James Motors, our bad credit car loans are designed to be fair and manageable.

Bad Credit Car Loan

No credit, bad credit, poor credit... it’s no problem at Mac James Motors. Having bad credit shouldn't stop you or your family from owning a quality used car. Mac James Motors is able to approve you for used car financing regardless of your past credit history. All our cars, trucks, and minivans are fully inspected and completely reconditioned by a quality independent shop before they're made available for financing.

Bad credit car loan financing is easy at Mac James Motors. Complete our secure online credit application and we can have you approved for an auto loan within two hours.

No Pressure Used Car Financing

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