Bad Credit Used Car Dealer - Edmonton
Bad credit car loans , no credit car loans, or poor credit car loans are no problem at Mac James Motors.
We have been helping customers with bad credit car loans in Edmonton, and across Alberta since 1994.
We don't shop your credit application to other lenders. All our auto loans are provided by our own in-house auto financing company in Edmonton.
This allows us to provide flexibility, and personalization for all types of credit situations.
We provide bankruptcy, no credit and bad credit auto financing on newer model cars, trucks, and minivans.
Auto Financing Approved Within 2 Hours
Trying to get a bad credit car loan in Edmonton, or anywhere in Alberta, when you have no or credit or poor credit, can be frustrating. Mac James Motors' auto credit approvals are fast, usually within an hour.
You do not have to jump through hoops to prove you are worthy of a car loan.
Our Edmonton car financing team can have you approved, and driving in your new car, truck, or minivan the same day.
Choose A Fully Reconditioned Vehicle
Having credit problems shouldn’t stop you from owning a quality vehicle, one that you are happy to own, and is in great shape.
All of Mac James Motors' vehicles are fully inspected and reconditioned before we offer them for financing.
We Help You Pay Off Your Loan Faster
We specialize in short term auto financing, our typical car loan term is 36 months, which means you pay your loan out and rebuild your credit faster. This can save you thousands of dollars when compared to other Edmonton car loans, with terms of up to 84 months. The best way for people with bad credit to rebuild their credit is to payout their loans in full; our 36-month auto financing terms make that possible.
No Credit Car Loans
Having no credit can make it hard to get approved for used car financing. At Mac James Motors, we have loan programs that can help in all types of credit situations. Our Edmonton auto financing company offers the lowest possible interest rates in Edmonton for no credit car loans. We believe you should not be penalized for being young, or never having had a loan or a credit card. We look at your future rather than your past credit history. Our auto financing program will help establish a good credit score and provide you with a car, truck, or minivan that suits your budget.
1. The Best Bad Credit Car Loan Terms in Edmonton
We offer the best terms, the best interest rates, and the best down payment plans in Edmonton; we will not be beat by anyone.
2. Quality Used Cars & Trucks - Edmonton & Red Deer
Quality vehicles, all independently inspected & reconditioned. View the complete inspection and repair reports for each vehicle on our inventory page.
We also provide a FREE CarProof vehicle history report for all our vehicles.
3. Custom Auto Finance Plans
Custom Finance Plans that fit everyone's needs. Good credit,
bad credit or no credit; no problem, our Edmonton bad credit car loan team create auto loan packages that fit your needs. There's No need to shop your credit around town.
4. Sales Staff You Can Trust
Deal with one person; before, during, & after the sale. Build a relationship you can trust with experienced salespeople. Our Edmonton & Red deer sales staff have been with Mac James on average 14+ years.
5. Edmonton Bad Credit Car Financing Since 1994
Since 1994; honest, open dealership providing bad credit cars in Edmonton and area, with no surprises (see our testimonials).
6. Personal Followup
Personal follow up after the sale; including help with unforeseen repair bills; just one of the reasons why thousands of our Edmonton & area customers keep coming back.
We have the largest selection of affordable used vehicles available for immediate delivery. Our no haggle pricing allows us to show you our best "cash price" from the start. The only pressure at Mac James Motors is in the tires. We offer used car financing for everyone. Whether you have great credit, good credit, or bad credit, we have a finance option for you. We also offer financing for customers in bankruptcy.
By using our own Edmonton auto financing company, Alberta Auto Credit, we have the flexibility to meet your used vehicle loan requirements. We offer the best terms, the best car loan interest rates, and the best down payment plans in the industry (including 0% down); we will not be beat by anyone. Our Red Deer & Edmonton used car sales team are the most personable and experienced in Alberta. And we strive to provide the best before, during, and after sales service to our customers. With Mac James Motors, buying a used car, truck, SUV, or Minivan has never been easier. Contact us today, we can have you in your new vehicle within two hours.
Bad Credit Car Loans
Mac James Motors is the bad credit car loan leader for people with credit problems. We've been in business helping consumers with bad credit car loans since 1994. We specialize in providing dependable used cars and affordable payments. We match the consumer to the car, minivan or truck that meets their needs and fits within their budget.
Many of our customers with bad credit, poor credit or slow credit have rebuilt their credit and are now driving new cars with a low interest rate loan. You can view all our used cars, minivans and trucks on our online used car inventory
No credit, bad credit, poor credit... no problem at Mac James Motors. Having bad credit shouldn't stop you or your family from owning a quality used car. Mac James Motors is able to approve you for used car financing regardless of your past credit history.
All our cars, trucks and minivans are fully inspected and completely reconditioned by a quality independent repair shop before they're made available for auto financing.
Bad credit car loan financing is easy at Mac James Motors.
Complete our secure online credit application
and we can have you approved for an auto loan within two hours (Monday thru Saturday).
Bankruptcy Car Loans
Mac James Motors provides bankruptcy car loans.
We can approve you for a used car loan if you've declared bankruptcy, and we can even approve you for a car loan if you're currently in bankruptcy. We've helped thousands of customers in bankruptcy obtain a dependable use car or truck, and rebuild bad credit.
Good Credit Financing
Customers with excellent credit can expect to receive the most competitive interest rates and loan terms available for used vehicles.
Complete our secure online credit application and we can have you approved for an auto loan within two hours.
Rebuild Credit Car Loan
Mac James Motors has helped thousands of customers to rebuild their bad credit
to good credit by providing approvals to customers regardless of their credit score.
We report their good credit history on a monthly basis to the credit bureaus in Canada.
All our auto loans are open ended, so once you've rebuilt your credit score you can pay out our loans early with no penalty or fees.
No Credit Car Financing
Sometimes having no credit can be more frustrating than having bad credit. You've not made any mistakes, yet no one will give you a chance with an auto loan.
Mac James Motors has a program for customers with no credit history.
We're able to approve 1st time buyers, customers recently divorced who's credit was all in the spouses name, or somebody who's never had credit
with no credit car financing.
If you're in one of these situations we can help you get approved for a used car loan.
Our Used Car Warranty
It's one thing to get approved for a used car loan when you have bad credit, it's another thing entirely to find an auto dealer that will provide you with a quality used car.
Mac James Motor' used cars, trucks, and minivans are fully inspected, reconditioned, and backed with a warranty.
Our customers have peace of mind knowing that Mac James Motors will stand behind their vehicles with a written warranty.
Should unexpected repairs happen after the warranty is expired, Mac James Motors will even provide financing for repairs.
All our customers enjoy the fact that they only have to deal with one person for sales, financing, and service.
We have a very strong commitment to after sales service.
One call to your original sales consultant, and they will look after all your needs.
We value our customers; see our reviews page.
Click on the link to read about our excellent used car warranty program.
Mac James Motors rating 5/5 from Mike M
"Very efficient service, Rob was nice, handled all my questions politely and professionally. Took me through the whole process quite efficiently. I would highly recommend Mac James Motors to everyone looking for a vehicle."
Apply online and find out what kind of payment and term we can offer.
Your application will be treated with complete confidentiality. Also, should you choose not to proceed at any time, we will not harass you.
your privacy is guaranteed
Mac James Motors has quality used cars with affordable payments.
We provide car loans for bad credit, poor credit or no credit: See our used car inventory.